BEST student bank accounts 2025/26 🏆 We've looked at all the student bank accounts on offer from the major UK banks this year, and these are the best of the bunch if you're at university. The freebies might look tempting (including up to £100k of cash...), but the big thing to focus on is the interest-free overdraft. An extra £1,000 of easily-accessible and safe cash will be way more useful to you at uni than some takeaway vouchers! For more details on every account, including even more we've n