Here's EXACTLY what I would do: 1️⃣ STOP 🛑 using credit karma! Use MyFICO instead. It’s the MOST accurate way to monitor your credit 2️⃣. Get a copy of my free credit report on annualcreditreport.com 👉🏾Print it out 👉🏾Highlight negative items & errors 3️⃣. Freeze the secondary bureaus & start disputing. *The secondary bureaus are: LexisNexis/Sage Stream & Innovis (Call or go to their website) 4️⃣. I would invest in my affordable credit repair program that shows you step by step how to disput

These 5 moves can make or break your approval 👇 ✔️ Pull your credit report at AnnualCreditReport.com ✔️ Don’t open or close credit accounts ✔️ Pay credit cards below 30% utilization ✔️ Set every bill to auto-pay ✔️ Skip big purchases and co-signing Credit prep should start 3–6 months before you buy. If spring is your goal, now is the time. #thetexasloanteam #homebuying #homeloans #mortgagetips | Christina Dominguez