Joke Junkie 🍻 on Instagram: "A dark insurance ad is the kind of commercial that makes you laugh and feel uncomfortable at the same time. It leans into morbid humor—showing worst-case scenarios like freak accidents, bad timing, or ironic deaths—just to hammer home the message: life is unpredictable. Instead of soft music and happy families, it uses shock value, deadpan narration, or brutal punchlines to stick in your head. The reason these ads work is because they’re honest in a twisted way; the