When your client says that she forgot to make her credit card payment and now she has a new late payment on her credit report after we just removed her $1000 collection 🤦‍♂️ #credit #financialfreedom #creditrepair #goodcredit #credithacks
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When your client says that she forgot to make her credit card pay…
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Making a payment on a #collection account does not reset the time it can remain on a #credit report. The length of time a collection account remains on the #creditreport is always tied to the date of first delinquency on the original account. This is a key principle in credit reporting governed by the #faircreditreportingact (#FCRA ). Here's how it works: 1. **Date of First Delinquency**: This is the date of the first missed payment on the original account. The seven-year period for the collecti
Making a payment on a #collection account does not reset the time it …
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TikTokdustnthecreditgeek
Every minute you wait, your debt grows stronger. ⏳ Hoping things will “sort themselves out” only gives interest more time to compound and creditors more leverage. Procrastination doesn’t pause debt — it fuels it. 💸 Act before it’s too late. Talk to your creditors, restructure payments, or get professional help to regain control. Doing something today is always better than regretting inaction tomorrow. Take charge of your finances now — because waiting is the most expensive mistake you can make.
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Every minute you wait, your debt grows stronger. ⏳ Hoping things …
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