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Making a Claim Doesn’t Mean Going After Someone Personally If you’ve been injured or suffered a loss, it’s important to know that your claim isn’t against the person or business directly; it’s made against their insurance. This means you’re not taking on anyone personally, and you won’t be causing them financial trouble. Insurance exists to cover accidents and losses, making the process fair for everyone involved. So if you’ve been hurt, don’t worry about “going after someone” you’re simply usin