What is the Direct Express® card and how do I sign up? August 28, 2025 · En español · Share The Direct Express® card is a prepaid debit card you can use to access your benefit payment, without a bank account. We electronically deposit your funds directly into a prepaid debit card account and the funds are available to you on your payment date. Direct Express® has no enrollment fee or minimum balance requirement to open or use the account. #DirectExpress #stimuluscheck #stimulus #SocialSecurityAd