This is a preview. Log in through your library . Abstract Generalized additive models are a popular class of multivariate non-parametric regression models, due in large part to the ease of use of the ...
Vanja Dukić, Mary Hayden, Abudulai Adams Forgor, Tom Hopson, Patricia Akweongo, Abraham Hodgson, Andrew Monaghan, Christine Wiedinmyer, Tom Yoksas, Madeleine C. Thomson, Sylwia Trzaska and Raj Pandya ...
We analyze consumer defaults in a sample of 64 000 customers taking personal loans from a Korean bank. Applying a generalized additive modeling (GAM) framework, we show a nonlinear impact of loan and ...
Interpretability has drawn increasing attention in machine learning. Partially linear additive models provide an attractive middle ground between the simplicity of generalized linear model and the ...