Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

We all keep a substantial chunk of our savings in bank deposits without thinking for a moment of the safety of our money. Rarely would we come across a situation when a bank goes bankrupt, and is ...

The ₹1 lakh limit under deposit insurance scheme covers both principal and interest amount of bank deposits This scheme insures all types of bank deposits including savings, fixed and recurring with ...

The RBI has approved a landmark shift from flat-rate to risk-based deposit insurance premiums. Learn how this new framework ...

The Finance Ministry is currently reviewing the possibility of increasing the insurance cover on bank deposits beyond the existing ceiling of ₹5 lakh, which was introduced less than five years ago.

Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic ...

DURING AMERICA’S “mini banking crisis” in March, when Silicon Valley Bank (SVB) and Signature Bank collapsed, the Federal Deposit Insurance Corporation (FDIC) used an emergency “systemic-risk ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

House Financial Services Committee Chair Patrick McHenry, R-N.C., said Tuesday that it was "unlikely" that deposit insurance reform passes in the current Congress and that talks on deposit insurance ...

A deposit insurance fund management company recently established by the central bank will help financial institutions cope with risks and introduce an exit mechanism, experts said. Public information ...