Credit card debt can be an expensive burden to carry. Consider the average annual percentage rate-- the interest rate, plus any fees -- of credit cards in the U.S. News database, which ranges from ...

Credit scoring is a mystery to many people, and for good reason. It's not easy to understand the grading process or which factors matter most. While every lender has its own method for deciding which ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, and how to avoid the downsides.

Dear Let's Talk Credit, How do credit card companies report credit utilization to the credit bureaus? Do they report just the monthly statement balance or total transactions? I currently go over the ...

Credit card debt can be an expensive burden to carry. Consider the average annual percentage rate — the interest rate, plus any fees — of credit cards in the U.S. News database, which ranges from ...

This is the story of how a poorly-timed credit card purchase turned into a massive credit score drop. While it does have a (mostly) happy ending, there are some lessons to be learned. Not long ago, a ...

One of my older cards is offering me a 0 percent interest rate until May 2018. I’m tempted to transfer my Wells Fargo card balance of $4,750 at 9.5 percent to it. It will be the second time this year ...