Building a nest egg of investments is a key part of preparing for a comfortable retirement. But it’s also important to have some money on the sidelines to cover living expenses without requiring you ...

One reason retirement planning feels stressful is that we expect one portfolio to do three jobs at once. It must pay next month’s bills, protect you from sudden medical or family shocks, and still ...

Three-bucket strategy aids in managing income, risk, and inflation during retirement. Bucket 1: 3-5 years, Bucket 2: 5-12 years, Bucket 3: long-term expenses Periodic bucket movement and tax planning ...

Tim Sanderson puts the traditional asset allocation approach head to head with the bucket strategy, with some surprising results. When advising a client to commence an account based pension, many ...

Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...