Insurance companies have raised prices to deal with a surge in demand as a grim suite of health conditions has emerged as a leading cause of permanent disability claims. Data from the Council of ...

Data from the Council of Australian Life Insurers (CALI) earlier this year showed mental health conditions were related to one in three TPD claims paid out. Insurers paid $2.2 billion in mental health ...

Col Fullagar suggests that the need for an underlying logic in any risk insurance recommendation, including TPD, is an important component of safe advice. The debate about the merit or otherwise of ...