Serviceability requirements are a set of conditions under which a foundation structure is considered to be useful. It is the second category of performance after the strength requirement. So, a ...

The latest quarterly lending data from the Australian Prudential Regulation Authority shows the share of loans approved outside serviceability criteria jumped to 5.2 per cent during the September ...

The Australian Prudential Regulation Authority has written to banks proposing the 7 per cent serviceability buffer on home loans be removed, in good news for borrowers and the property market. Wayne ...

Cutting the serviceability buffer from 3% to 2.5% could lift national borrowing capacity by $276 billion, new FBAA research showed. The study, conducted by global consultancy CoreData, found that ...

APRA has confirmed the serviceability buffer for new mortgages will remain at 3 per cent, despite calls for the rate to be eased. APRA chair John Lonsdale said the risk of financial shocks had ...