If your idea of the perfect retirement is to enjoy leisurely mornings, you’ll need to start preparing ahead of time. Retirement planning starts while you’re still working. No matter how old you are, ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

You won't have a clear picture of how much you need to save until you created a post-retirement budget. Everyone should start saving when they're young, but that's not always how it happens. It's far ...

A new study has laid bare the worrying prospect that 39% of people could face financial difficulties in their golden years. Scottish Widows' latest figures show a troubling uptick in those likely to ...

What Is Debt-Free Retirement? Debt-free retirement refers to the financial state of being free from any outstanding debt obligations upon entering retirement. This means that individuals have ...