For Canadians on long-term disability (LTD), a reassessment often occurs at the two-year mark. Insurance companies use this opportunity to determine if an individual is still “totally disabled” under ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Long-term care insurance isn’t as prevalent as other types of insurance, despite the fact that long-term care may eventually ...

If you’re considering disability insurance, here are a few things to keep in mind: 1. Short-term vs long-term disability Short-term and long-term disability insurance both provide coverage for ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.