Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Elderly people are paying higher premiums for the nation's long-term care insurance system as payments for nursing care services have risen due to the graying society. People 65 or older will pay ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Long-term care insurance offers financial protection for future healthcare needs, but weighing the premiums against potential benefits requires careful consideration of your personal situation and ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

The U.S. Department of Health and Human Services (HHS) recently released some sobering news for Americans regarding long-term care. The news, which resulted from an analysis of risks related to ...

More and more Canadians require hands-on personal care in their declining years, but few plan ahead for it. Here are the options for footing the bill. That means there’s a growing demand for health ...

Learn how gatekeepers in healthcare manage patient access to treatments, reduce costs, and function in health insurance and ...

Japanese society is aging at an unprecedented rate. Data collected by the Ministry of Health, Labor, and Welfare indicates that the number of people certified as requiring some type of long-term care ...