Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Justin C. Frankel, P.C., represented a client with Chronic Lymphocytic Leukemia whose long-term disability benefits ...

In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.

If you receive a denial letter from your insurer, your best course of action is to seek legal advice, says a leading ...