ACORD, the standards body for the insurance industry, has announced a standardised life insurance application to help improve efficiency and accuracy for carriers and distributors. The form has been ...

Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...

Beyond strengthening individual applications, Mr. Theobald says cover letters can help advisors build a reputation with ...

When you’re applying for life insurance, it can feel tempting to tweak a few details to lock in a better rate. After all, who wouldn’t want to save a little cash? But lying on your life insurance ...