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Liability insurance is a type of car insurance that pays for other people’s medical bills and property damage when you cause an accident. Your liability car insurance won’t cover your own medical ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...

Liability is an important component of a car insurance policy, so understanding how the liability portion of your auto insurance policy works is crucial. Auto liability insurance covers the costs ...

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