Many drivers think the cost of car insurance depends mostly on your driving record. But increasingly, car insurers also include other factors that have nothing to do with driving. Consumer Reports got ...

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

Your credit score could be costing you BIG on homeowners insurance. Consumer Investigator Caresse Jackman explains why ...

Plus, how to maintain a strong credit score.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.