The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

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Buying a house is a big investment. To protect your new home, it is important to get homeowners insurance. Basic insurance policies cover your home and your belongings against damage and destruction ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

When choosing between types of homeowners insurance, you’ll want to consider your home’s value and structure, as well as your budget. With a little homework, you could have the right policy for you in ...

A resident makes repairs on his trailer home at Briny Breezes. If you’re one of the many Floridians shopping for a new home insurance policy during Florida’s insurance crisis, you need to know a few ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

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