Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

Not home often? Depending on the details, you may need vacant home insurance to protect your home. Here’s what to know. This article is 3 years old. Some details may be outdated. Vacant home insurance ...