Beat average interest rates with one of the top high-yield savings accounts ...
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
SoFi offers a combined checking and savings account that earns you higher-than-average APYs, but you’ll need to meet certain ...
Our expert picks for the best high-yield savings accounts earn up to 4.31% APY -- 10x more than the national average. Most accounts here are used personally by our team.
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Best high-yield savings accounts in January 2026

The best high yield saving accounts are currently earning an annual percentage yield (APY) of 4% or more. Our list of ...
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In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...
The Openbank Savings account is an online high-yield savings option that has no monthly fees. You can access banking features, including checking your balance and initiating online transfers, via the ...
Having $30,000 in your savings is a great emergency fund, but if it’s sitting in a traditional bank account earning nearly 0% interest, you’re missing out on growth.