Hazard insurance is another name for home insurance, which covers your home and belongings against certain hazards, or perils. While hazard insurance is not a state-mandated requirement, it is usually ...

When purchasing a home or shopping for a lower insurance premium, your mortgage lender may require you to maintain a minimum level of homeowners and hazard insurance, which are two common types of ...

Kaitlyn Koterbski earned a bachelor's Degree from the University of Wisconsin-Madison in personal finance with an emphasis in financial planning and a certificate in entrepreneurship. She currently ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...

When disaster strikes, the financial aftershocks can be as devastating as the event itself. For small business owners and ...