Many employers offer extra life insurance at group rates with no medical exam, which is easy to get but might not be your cheapest option Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...