Forbes contributors publish independent expert analyses and insights. Melissa Houston covers financial issues that affect women in business. Financial goals are the cornerstone of any effective ...

You can't have a financial plan without financial planning, but you don't need a comprehensive written plan to benefit from ongoing financial advice. Do you need a financial plan? Maybe not. A full ...

A financial plan is a smart way to document your goals — such as purchasing a home, saving up for a vacation, building an emergency fund or funding your retirement — and how you’re going to make ...

When clients come to you for financial advice, they may appreciate having it related in the simplest way possible. Presenting them with a one-page financial plan allows you to condense the most ...

Reviews and recommendations are unbiased and products are independently selected. Postmedia may earn an affiliate commission from purchases made through links on this page. I analyzed every decision ...

A financial plan is a guide for how to manage your money. Creating a budget can help you manage fixed and variable costs effectively. Investing regularly and building a diversified portfolio can help ...

Financial planning is a process that includes retirement, tax, investment, insurance, and estate planning, along with financial management of how much you earn, spend, and borrow. A comprehensive ...