What Is a Credit Score?

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...
Yahoo Finance

Average FICO credit score is falling fast. Here's why.

The average FICO credit score in the US is on the decline. FICO vice president of scores and predictive analytics, Ethan Dornhelm, joins Asking for a Trend to explain why the average credit score is ...
Business Wire

FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today released key guidance and takeaways from a study that analyzed the impact of including ‘Buy Now, Pay Later’ ...
Business Wire

FICO ® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today released a new white paper revealing that FICO ® Score 10 T – the company’s most predictive and inclusive ...
American Banker

FICO upgrades its cash-flow-powered score with real-time data

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...
WESA

'Buy now, pay later' purchases can now affect your credit score. Here's what that means

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...