Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

If improving your credit score is one of your financial resolutions, a new program from consumer credit reporting agency Experian could help. Save more, pay down debt and spend less — they’re ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...