If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

When you have an injury or illness that prevents you from working, you should be able to rely on disability insurance through work or a policy you privately purchased. However, insurance companies can ...

An elimination period is the time from injury to benefit payments in insurance. It is also known as a "waiting" or "qualifying" period. During the elimination period, policyholders must cover their ...

They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what ...

Health insurance is an important part of personal financial planning. There are, however, many different types of health insurance policies that a person needs to know. In the past we have written ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Long-term disability insurance is intended to provide financial support if you’re sick or injured and cannot work. However, over half of all disability claims are initially denied, often without a ...

Guardian Life, one of the largest insurance companies in the United States, has a history of denying valid long-term disability claims at the expense of the very people they’re supposed to serve.

When arthritis makes it impossible to keep up with the demands of a job, the loss of income and health benefits from an employer can be financially devastating. Social Security disability benefits can ...

The benefits provide important economic support for older people who cannot work. The White House recently halted changes to the program that had worried some experts. By Mark Miller Many older ...