Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

Banks pay insurance premium on the total value of the deposits held by the bank. However, the insurance cover is restricted to Rs 1 lakh value of the deposit only. The recent incident of restriction ...

Regulators announced a plan to raise deposit insurance coverage, promising greater protection for savers if a bank fails. The ...

The ₹1 lakh limit under deposit insurance scheme covers both principal and interest amount of bank deposits This scheme insures all types of bank deposits including savings, fixed and recurring with ...

We all keep a substantial chunk of our savings in bank deposits without thinking for a moment of the safety of our money. Rarely would we come across a situation when a bank goes bankrupt, and is ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

DURING AMERICA’S “mini banking crisis” in March, when Silicon Valley Bank (SVB) and Signature Bank collapsed, the Federal Deposit Insurance Corporation (FDIC) used an emergency “systemic-risk ...

Even if your bank fails, if your assets are in an eligible account at a FDIC-member financial institution, you will get your money back up to the FDIC’s $250,000 insured limit. Amidst a wave of bank ...

New RBI data reveals that 42.1% of the total value of bank deposits in India was insured as of September 2025, a slight ...