Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

Mandatory by law, liability coverage safeguards policyholders from financial responsibility in accidents they cause. It covers damages or injuries inflicted by the policyholder in an accident, ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

The auto insurance industry faces significant hurdles. As businesses grapple with rising costs and evolving risks, two key factors are reshaping the claims environment: social inflation and ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Shopping for a liability car insurance quote is a smart idea if you have an older vehicle and want to drop comprehensive and collision coverage. According to laws in 49 states, any vehicle you operate ...