Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...
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Compare Current Refinance Rates in July 2025
Mortgage rates aren't likely to improve significantly this month, but refinancing could still make sense for other reasons.
The rate on a 30-year fixed refinance dropped to 6.24% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.19%, and for 20-year mortgages, ...
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