The use of survival analysis, which can predict default timing and effectively handle censored data, in credit risk management has generated an extensive literature and valuable innovations over the ...

At Risk Live 2025, Credit Benchmark and Oliver Wyman explored how aggregated bank data and advanced analytics are helping risk teams make more confident, forward-looking credit decisions Credit risk ...

Predicting credit risk has always been a complex puzzle for financial institutions around the world. The global financial crisis made this painfully clear when even the most sophisticated banks ...

CHICAGO, Nov. 03, 2025 (GLOBE NEWSWIRE) -- Recent patterns in consumer credit risk suggest a growing divide among U.S. consumers, as some demonstrate heightened financial resilience while others face ...