Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...
Black Enterprise

FICO Integrates Buy Now, Pay Later Loans Into Credit Scoring Models

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...
AOL.co.uk

Millions to receive credit scores under new models, but expert warns of approval trap

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...
MoneyLion on MSN

If your credit score is under 740, make these moves now

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...
American Banker

FICO adds BNPL data to credit-scoring models

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

6 Smart Ways To Get Approved for Loans and Credit Cards with a Low Credit Score

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...