Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

When you have vehicles that are used for business purposes, you are at risk of road incidents that can lead to serious liabilities. If you don’t have the right insurance coverage tailored specifically ...

Discover how backdated liability insurance offers protection for claims made before policy purchase. Learn its benefits, limitations, and applications in business.

If you're a business owner, your personal auto insurance won't cover cars, trucks, or other vehicles you use for work. Commercial auto insurance can provide liability, collision and comprehensive ...

Most businesses carry different types of liability insurance. In particular, businesses typically need general liability insurance and workers’ compensation policies. When you have multiple policies ...