Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Car ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25. North Carolina’s car insurance requirements will rise to 50/100/50 effective July 1, 2025, making it the ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.