With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Learn to navigate car insurance options and find the right policy that fits your needs and budget. Discover required coverages and ways to save money on premiums.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Full-coverage car insurance refers to a collection of coverages, including liability, collision and comprehensive car insurance. Contrary to popular belief, full coverage car insurance doesn’t cover ...