In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...

<p>The Credit Information Bureau (India) Limited (CIBIL) is one of three popular credit bureaus that issues credit reports and credit scores to individuals and companies. CIBIL was the first credit ...

Six months is more than enough to make real and tangible progress toward improving your CIBIL score, provided you take the correct steps consistently. A score above 750 not only boosts your loan ...

Your CIBIL score plays a major role in your financial life. Whether you apply for a loan, a credit card or even a buy-now-pay-later service, lenders look at this three-digit number to decide whether ...

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...

Often people do not pay attention to the Cibil score, but if the CIBIL score or credit score is low, then there is a problem in getting a loan. Many times a question often comes to people's mind can ...

The RBI has issued five strict rules to boost CIBIL score transparency following numerous complaints. New mandates include sending instant SMS alerts when a credit report is checked, providing the ...

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for free. Access your verified CIBIL score directly on their website by entering ...

The Credit Information Bureau (India) Ltd (CIBIL) score is a summary of a consumer’s credit history based on past credit behaviour, such as borrowing and repayment habits shared regularly by banks and ...

Query 1: I am a 28-year-old doctor from Mumbai and plan to apply for a housing loan in the next two years. If I miss one EMI by over 30 days, is that more damaging to my CIBIL score than closing a ...

Offering a major relief to homebuyers, LIC Housing Finance has slashed its home loan interest rates on new home loans to 7.15 per cent. The move comes amid softening interest rate environment. The ...