In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...

Have you ever applied for a loan and been denied by a bank? Or did you get a loan, but the interest rate was so high that it was too heavy for you? The root cause of all these problems is often the ...

If you’ve ever applied for a loan or credit card, you’ve probably heard the words “CIBIL score.” But many people still don’t know what it really means or how to check it without paying. The good news?

Your CIBIL score could make or break your loan and credit card applications. Banks and NBFCs check your credit score before approving loans. You must have been asked to provide your CIBIL score while ...

<p>The Credit Information Bureau (India) Limited (CIBIL) is one of three popular credit bureaus that issues credit reports and credit scores to individuals and companies. CIBIL was the first credit ...

Six months is more than enough to make real and tangible progress toward improving your CIBIL score, provided you take the correct steps consistently. A score above 750 not only boosts your loan ...

For this 36-year-old IT professional in Mumbai, the dream of a new home came crashing at the final hurdle. His loan was rejected. The reason was a ₹6.5 lakh personal loan on his credit report that he ...

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...

The RBI has issued five strict rules to boost CIBIL score transparency following numerous complaints. New mandates include sending instant SMS alerts when a credit report is checked, providing the ...