Have you ever applied for a loan and been denied by a bank? Or did you get a loan, but the interest rate was so high that it was too heavy for you? The root cause of all these problems is often the ...

Financial emergencies such as medical expenses, urgent home repairs, or sudden travel can put immediate pressure on savings.

<p>The Credit Information Bureau (India) Limited (CIBIL) is one of three popular credit bureaus that issues credit reports and credit scores to individuals and companies. CIBIL was the first credit ...

The RBI has issued five strict rules to boost CIBIL score transparency following numerous complaints. New mandates include sending instant SMS alerts when a credit report is checked, providing the ...

Taking out a loan has become commonplace these days. Some people take out loans to buy a house, others for a car, and some ...

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...