Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...

A credit card balance transfer provides cardholders with an opportunity to consolidate their debt and save on interest. Still, its impact on one’s credit score depends on how the entire process is ...

When opening a rewards credit card, it's important to understand how the actions you take now will affect your credit score ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Maintaining a healthy credit score is crucial for getting seamless approvals for personal loans, credit cards along with other financial products. A common question many people raise in such a ...

Dia Adams is a noted family travel expert and a real-life Mom of two teens in the DC Metro area. She has visited over 45 countries and lived in Thailand, China, and Ireland (where her son was born).

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...