Key Takeaways Adverse selection happens when sick people buy health insurance more than healthy people do.The Affordable Care Act prevents insurers from refusing to sell insurance to people with ...

本論文では、企業向け保険市場における逆選抜とモラルハザードの存在を実証的に検証する。自然災害は世帯や企業に対して分け隔てなく悪影響をもたらすものの、企業災害保険の役割は既存研究においてあまり研究されてこなかった。この穴を埋めるべく ...

Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

We examine the existence of adverse selection and moral hazard in the corporate insurance market empirically. While natural disasters hit households and firms alike, corporate insurance against ...

San Mateo, California, Aug. 15, 2023 (GLOBE NEWSWIRE) -- Pinpoint Predictive, Inc, an AI-powered Loss Prediction and Risk Score platform, takes a formidable stand in its commitment to safeguard the ...

FOR years, the insurance industry has faced various headwinds, most of them linked to economic performance given that the two are intertwined. However, some of the challenges have been sector-specific ...