Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

When it comes to life insurance, insurance companies want to minimize risk by insuring healthy and low-risk policyholders, yet unhealthy and high-risk individuals are more likely to apply for coverage ...

San Mateo, California, Aug. 15, 2023 (GLOBE NEWSWIRE) -- Pinpoint Predictive, Inc, an AI-powered Loss Prediction and Risk Score platform, takes a formidable stand in its commitment to safeguard the ...

We examine the existence of adverse selection and moral hazard in the corporate insurance market empirically. While natural disasters hit households and firms alike, corporate insurance against ...

Adverse selection in insurance markets may lead some consumers to underinsure or too few consumers to purchase insurance relative to the socially optimal level. I study whether common government ...

(These articles are intended to help you to think through issues in the news about which you may be undecided. We tell you how to think about it. We try to leave what to think about it up to you.) ...

FOR years, the insurance industry has faced various headwinds, most of them linked to economic performance given that the two are intertwined. However, some of the challenges have been sector-specific ...